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SmartHealth Advantage 2500 Plan | Outpatient Coverage

SmartHealth Advantage 2500 Plan | Outpatient Coverage

Healthcare From $309 p/m

SmartHealth Advantage - 2500 Outpatient Visit Plan

When you need to see a doctor, the SHC Plus plan provides you with in-person primary care physician, specialist physician, urgent care, and retail medical clinic visits. The Plus Plan provides 4 outpatient physician visits per insured/year. Additionally, the Plus Plan also provides for an annual wellness exam and preventive services for men, women, and children; including immunizations and mammogram screening. This plan includes all of the benefits contained in SHC Basic plan.

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Smart Healthcare

There Are Two Options

Monthly Rates: 4 Outpatient Visit Plan

Member Only: $309.00
Member+Spouse: $469.00
Member+Children: $479.00
Family: $659.00

Monthly Rates: 6 Outpatient Visit Plan

Member Only: $329.00
Member+Spouse: $489.00
Member+Children: $499.00
Family: $694.00

SHC Advantage Comprehensive Care Benefits

No network requirement for comprehensive care benefits
Initial Unshareable Amount: $1000 or $2500 IUA – max. per plan. 3 IUAs per 12 month period from date of 1st IUA

Inpatient benefit paid at 100% for shareable medical needs amount, after IUA is met.

  • Hospital Confinement – initial admission and continued stay
  • ICU & sub-acute ICU
  • Surgery & Anesthesia
  • Rehabilitation Unit (not drug or alcohol related)
  • Labs & Diagnostic Imaging (diagnostic lab tests, x-ray, mri, ct, pet, eeg, gastroenterology)
  • Physician & Specialist visits
  • Emergency Room

Outpatient benefit paid at 100% for shareable medical needs amount, after IUA is met.

  • Surgery & Anesthesia (includes. Physician & facility fees)
  • Rehabilitation Physical Therapy (not drug or alcohol related)
  • Labs & Diagnostic Imaging (diagnostic lab tests, x-ray, mri, ct, pet, eeg, gastroenterology)
  • Physician & Specialist visits
  • Emergency Room

Maternity benefit paid at 100% for shareable medical needs amount, after IUA is met.

  • Maternity (includes physician visits, delivery, surgery, hospital stay)
  • Emergency Room
  • NICU & sub-acute NICU

End of life services benefit is shareable for all services required at time of death for a participating member. Paid once per decedent.

  • Primary or spouse: $10,000
  • Child: $2500

Additional SHC Advantage Plan Benefits

(primary care, specialists, and urgent care)

IN-NETWORK – Multiplan PHCS
$25 co-pay for all outpatient physician office visits at primary care physician office, specialist, urgent care, or retail medical clinic. Plan pays up to $200 for services rendered per visit after co-pay.
Max. benefit 4 or 6 visits per insured/year

OUT-OF-NETWORK
$25 co-pay for all outpatient physician office visits at primary care physician office, specialist, urgent care, or retail medical clinic. Plan pays up to 125% of Medicare for services rendered per visit after co-pay.
Max. benefit 4 or 6 visits per insured/year

(men, women, children)

IN-NETWORK – Multiplan PHCS
No cost for all covered wellness and preventive care services. Max. benefit: 1 exam per year per insured History, Physical Exam, Measurements (height, weight, body mass index).

OUT-OF-NETWORK: Not covered.

(other than annual wellness exam)

IN-NETWORK – Multiplan PHCS
No cost for all covered wellness and preventive care services. See COVERED PREVENTIVE SERVICES section for complete list of covered services and benefit frequency.

OUT-OF-NETWORK: Not covered.

IN-NETWORK – Multiplan PHCS
No cost for all covered wellness and preventive care services.

OUT-OF-NETWORK: Not covered.


Covered Preventive Services for Adults
(ages 18 and older)

  • Abdominal Aortic Aneurysm Screening – One-time screening for age 65-75
  • Blood Pressure screening – One-time per plan year
  • Cholesterol screening – One-time per plan year
  • Type 2 Diabetes screening – One-time per plan year
  • Hepatitis B screening for adults at high risk – One-time per plan year
  • Hepatitis C screening for adults at high risk – One-time per plan year
  • HIV screening & counseling – One-time per plan year
  • Immunization vaccines One-time per plan year per immunization (EACH) – hepatitis A & B, herpes zoster, human papillomavirus, influenza (flu shot), measles, mumps, rubella, meningococcal, pneumococcal, tetanus, diphtheria, pertussis, and varicella
  • Obesity screening & counseling – One-time per plan year
  • Sexually Transmitted Infection (STI) prevention counseling – One-time per plan year
  • Syphilis screening – One-time per plan year

IN-NETWORK – Multiplan PHCS
No cost for all covered wellness and preventive care services.

OUT-OF-NETWORK: Not covered.


Covered Preventive Services for Women
(ages 18 and older)

  • BRCA counseling and genetic testing – One-time per plan year for Women at higher risk
  • Breast Cancer Mammography Screenings – One-time per plan year for women age 40+
  • Breast Cancer Chemo prevention counseling – One-time per plan year
  • Cervical Cancer screening – One-time per plan year
  • Gestational Diabetes screening – One-time per plan year
  • Hepatitis B screening – One-time per plan year
  • HIV screening & counseling – One-time per plan year
  • Human Papillomavirus (HPV) DNA test – One-time every 3 years for women with normal cytology age 30+
  • Osteoporosis screening – One-time per plan year for women age 60+
  • Well-woman visits – To obtain recommended preventive services

IN-NETWORK – Multiplan PHCS
No cost for all covered wellness and preventive care services.

OUT-OF-NETWORK: Not covered.


Covered Preventive Services for Children
(ages 18 and older)

  • Immunization vaccines One-time per plan year per immunization (EACH) – hepatitis A & B, herpes zoster, human papillomavirus, influenza (flu shot), measles, mumps, rubella, meningococcal, pneumococcal, tetanus, diphtheria, pertussis, and varicella
  • Autism screening – Limited to 2 screenings up to age 26 months
  • Blood Pressure screening – One-time per plan year
  • Congenital Hypothyroidism screening – One-time per plan year for Newborns up to age 3 months
  • Phenylketonuria (PKU) screening – One-time per plan year for Newborns up to age 3 months
  • Sexually Transmitted Infection (STI) prevention counseling & screening – One-time per plan year for adolescents aged 12 to 17 years
  • Tuberculin testing – One-time per plan year
  • Vision screening – One-time per plan year for children up to age 5

Every subscriber is assigned a primary care provider to support overall health and wellness as well as management of chronic medical conditions and the coordination of care with local medical providers (i.e., specialists).

Preliminary diagnosis, counseling, and treatment and/or referrals to local mental health specialists as appropriate.

We first diagnose and treat all that is responsible to handle virtually and then guide our members to the highest value, lowest cost providers and resources in their geographic area, including prescriptions, local labs, imaging, and other diagnostic services.

Weight loss, smoking cessation, and overall lifestyle coaching and support.

Consultation with our maternal and fetal medicine specialists, advice, guidance, lactation consults and more.

We support the patient empowerment journey through online education, research tools, a medical grade symptom checker, and much more.

Comprehensive formulary with over 2000 medications. 200+ of the most commonly prescribe medications for $1. Accepted at over 70,000 participating pharmacies. Includes direct mail order delivery, international pharmacy access, prescription assistance program, pet medications, and discounted diabetic supplies. See Basic Rx Benefit Overview for details.

Thousands of at-home diagnostic lab tests and screening tests direct to you. Results delivered through our secure patient portal. Share and discuss your results with your Virtual Primary Care Physician.

Smart Healthcare

There Are Two Options

Age 1000 iua
Member 18-29 $309.00
Member+Spouse 18-29 $469.00
Member+Child(ren) 18-29 $479.00
Family 18-29 $659.00
Member 30-49 $329.00
Member+Spouse 30-49 $479.00
Member+Child(ren) 30-49 $499.00
Family 30-49 $679.00
Member 50-64 $409.00
Member+Spouse 50-64 $619.00
Member+Child(ren) 50-64 $629.00
Family 50-64 $819.00

Age 1000 iua
Member 18-29 $329.00
Member+Spouse 18-29 $489.00
Member+Child(ren) 18-29 $499.00
Family 18-29 $679.00
Member 30-49 $349.00
Member+Spouse 30-49 $499.00
Member+Child(ren) 30-49 $519.00
Family 30-49 $704.00
Member 50-64 $429.00
Member+Spouse 50-64 $639.00
Member+Child(ren) 50-64 $649.00
Family 50-64 $844.00

Monthly Rates: 4 visit Plus Plan

Member Only: $309.00
Member+Spouse: $469.00
Member+Children: $479.00
Family: $659.00

Monthly Rates: 6 visit Plus Plan

Member Only: $329.00
Member+Spouse: $489.00
Member+Children: $499.00
Family: $679.00